Xavier P. Chavez joins SCVB as SVP/ Chief Credit Officer

February 27, 2004
Santa Paula News
Santa Clara Valley Bank (SCVB) President/CEO Michael D. Hause announced that Xavier P. Chavez has joined SCVB as Senior Vice President/Chief Credit Officer. Chavez has an extensive banking background encompassing all types of commercial loan transactions plus consumer and SBA loans. Chavez, who joined SCVB Jan. 20th, earned Bachelor Degrees from both the University of San Francisco and Cal State University-Los Angeles. Chavez also attended Graduate Banking School at the University of Oklahoma. He has also been an instructor of banking concepts at Mt. San Antonio College and for the American Institute of Banking.Chavez has spent most of his life in the Los Angeles area; his banking career includes executive level positions at Southern California Bank, Wilshire State Bank and, most recently, PFF Bank and Trust headquartered in Pomona.“I’m very impressed with Xavier’s background and experience,” noted SCVB Chairman Sanger Hedrick, Jr. “I believe that not only will he fit in very well with our organization but also with the Santa Clara Valley community. Xavier is a top-level credit officer and his expertise will add much to our bank and our growth in the future.”Xavier replaces Don Downey, who although fulfilling his long planned semi-retirement, will remain SCVB Vice President/Portfolio Manager and the SCVB Fillmore Branch Lender.“Don stepped up to the plate for us when we really needed it,” said Hause. “For two critical years in the Bank’s development Don’s performance was outstanding in the role of Chief Credit Officer. We will continue to benefit from his customer service skills and lending ability.”
Chavez believes the position of SCVB Senior Vice President/Chief Credit Officer presents a great opportunity, as SCVB “has great potential and I’m excited that I can contribute to its growth. I look forward to working in a community with such a proud history and legacy. My family and I look forward to relocating to the beautiful Santa Clara Valley very soon.”Community owned and operated Santa Clara Valley Bank opened in 1998 and has offices in Santa Paula and Fillmore with assets of $53-million.

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